Second Mortgages for Business Finance

When your business needs funding but you don’t want to refinance your existing loan, a second mortgage can unlock the equity in your property and give you the capital you need. With fast approvals and flexible terms, we make accessing a second mortgage simple and stress-free.

We are specialists in second mortgages — it’s what we do best. Our purpose-built short-term products are designed for speed and certainty.

Why Choose a Second Mortgage?

Businesses often choose second mortgages to access fast capital without refinancing their first loan. Whether you need funds for expansion, property development, or covering short-term expenses, it’s a practical solution that helps you use the value you already have.

With us, you get:

• Lowest pricing available for second mortgages (see below)
• Fast approvals – get a decision quickly, with minimal paperwork
• Keep your first loan in place – no need to refinance or change your lender
• Flexible repayments – terms that fit your cash flow and business cycle
• Specialist expertise – we work exclusively on second mortgages and bridging loans

Our Second Mortgage Terms

Short-Term Funding Solutions Without the Bank Delay

We’ve launched a purpose-built, short-term bridging loan to help borrowers move forward with their business. Get the funds you need without the usual bank hassle. Our flexible short-term loans are designed to get you in and out fast, so you can seize opportunities, bridge a gap in cash flow, or cover unexpected costs like tax debt.

The best part? The shorter your loan term, the less you pay in interest.

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Product Overview

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Key Features

• Terms from 1 to 3 months only
• Second mortgage only, max LVR 65%
• Loan amounts up to $2,000,000
• Fast assessment and settlement

Who Is This For?

• Borrowers needing quick funds to finalise a settlement or refinance
• Business owners bridging a short-term cash flow gap
• Clients covering urgent expenses such as tax bills or supplier payments
• Brokers with time-critical scenarios where bank approvals take too long

Important: Exit strategy is critical — this is a short-term product and not intended for long-term use. Borrowers must have a clear refinance or sale pathway in place.

Common Uses for Second Mortgages

• Business expansion – secure working capital for growth opportunities
• Property development – fund construction or renovation projects
• Debt consolidation – simplify multiple business debts into one manageable loan
• Cash flow management – cover short-term gaps without selling assets
• Bridging finance – access capital while waiting on a property sale or refinance

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We're Here To Help

We know that putting your property up as security can feel daunting. Our team guides you through every step, ensuring you fully understand the terms and feel confident in your decision.

Access the equity in your property without disturbing your first loan.

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