Why Second Mortgages?
A second mortgage lets your client unlock equity in their property without refinancing their first loan. It’s fast, flexible, and designed for short-term needs like:
- Bridging finance (waiting on a property sale or refinance)
- Business expansion or working capital
- Covering urgent expenses (e.g. tax bills, supplier payments)
- Property development or renovation projects
- Debt consolidation
✅ Keep the first mortgage in place
✅ Fast approval & settlement
✅ Purpose-built short-term solution
Key Features
- Loan amount: Up to $2,000,000
- Security: Second mortgage only
- Maximum LVR: 65%
- Fast settlement: Minimal paperwork, quick turnaround
- Short-term focus: Exit strategy required (refinance or sale)
Product Pricing Snapshot
💡 Tip for brokers: The shorter the loan term, the lower the overall cost. Always ensure the client’s exit strategy is realistic and achievable.
Who Is This For?
- Business owners bridging a short-term cash flow gap
- Borrowers needing fast funds for settlement or refinance
- Clients covering urgent, time-sensitive costs
- Brokers working on scenarios where banks are too slow
Broker Notes
- Exit strategy is critical – not a long-term loan
- Best fit: Clients who know where their repayment will come from (refinance, property sale, settlement proceeds)
- Turnaround: Designed for speed – approvals and settlements can move quickly
Why Work With Us?
We’re specialists in second mortgages and bridging loans. This is what we do best. You get a reliable, purpose-built short-term lending solution that helps your clients move forward without delays.
👉 Bridging Loans is the short-term lending partner you can rely on. Our team is ready to help you and your clients get funding sorted fast.