A medical practice acquisition is rarely simple. The numbers can stack up fast. The timing can be unforgiving. And the seller’s solicitor will not pause because your bank’s credit team is still reviewing documents. That is where Contact us today for expert support. At Business Bridging Loans, we have advised and assisted borrowers with a medical practice acquisition, including time-sensitive healthcare business purchases where certainty matters more than theory. We have also facilitated over 500 strategic commercial loans. We help you move fast with a secured bridging loan for a medical practice acquisition. Assess your scenario today.

Why medical practice acquisitions create funding pressure

Even when the deal is strong, funding can be awkward. You may be buying goodwill, equipment, and a long-standing patient base. You may also be taking over a lease, upgrading rooms, or onboarding staff and systems. Costs land upfront. Revenue flows in over time.

Common pinch points include:

• Deposit and settlement deadlines that do not match bank approval timeframes
• Needing to secure the deal before a competing buyer steps in
• Paying out an outgoing partner while you refinance longer term
• Funding fit-out, compliance upgrades, or equipment immediately after settlement
• Bridging a short gap while you sell or refinance property

In these moments, speed and structure matter.

The benefits of bridging finance for a medical practice acquisition

Bridging finance is designed for short-term funding needs tied to a clear exit strategy, such as refinance to a longer-term facility or sale of property. Used well, it is a practical tool, not a last resort.

Key benefits in an acquisition context:

• You can meet an urgent settlement without waiting on slow processes.
• You can compete with cleaner offers and tighter timeframes.
• You can protect your negotiating position by moving with certainty.
• You can separate the acquisition from the long-term refinance, so the deal does not fall over while you “wait for perfect”.
• You can keep momentum with landlords, vendors, and accountants by removing funding uncertainty.

It is also flexible. If your timeline changes, the structure can often be adjusted. That matters in healthcare, where approvals, handovers, and transition periods can shift.

How Business Bridging Loans helps you buy a medical practice with speed and control

You are not just buying a business. You are buying continuity of care, reputation, and a platform for future growth. That needs funding that respects deadlines and reduces friction.

Business Bridging Loans is a Private Lender in Australia and a non-bank lender. We operate Australia wide, including Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, and Canberra. We focus on secured business loans backed by property, because that is what allows decisions to be made quickly and pragmatically.

We structure funding around your acquisition timeline

Medical practice acquisitions can involve staged payments, vendor conditions, or simultaneous events like lease assignment and equipment transfer. We map your critical dates first. Then we design the facility to match.

You may need:

• A settlement bridge to complete the purchase
• A short buffer for post-settlement costs like minor works, systems, or onboarding
• A bridge while you finalise longer-term refinance with a bank or specialist healthcare lender

The goal is simple. Keep the acquisition on track. Keep your options open.

We move quickly when timing is tight

Some deals genuinely need Fast action. In the right scenario, you may need same day settlement or funding within 24 hours. That is exactly what bridging finance is built for.

When it is an urgent settlement, you need a lender who can make a decision, confirm security, and coordinate documents without delay. We are used to working with solicitors, brokers, and accountants under real time pressure. We do not overcomplicate it.

If your situation is private lender urgent or even feels like an emergency, the solution is rarely more paperwork. It is a clear plan and a lender who can execute.

Clear parameters, realistic numbers

You want clarity on cost and capacity from day one. Depending on the scenario, our pricing can be an interest rate starting at 9.2% p.a. Loan size can be flexible, and you may be able to borrow up to $10million where the security and exit strategy support it.

We are direct about what works and what does not. If the exit strategy is unclear, we will tell you early. If it is strong, we will help you move with confidence.

We focus on practical exits, not perfect paperwork

Bridging finance should end cleanly. That means defining the exit before you settle, not after.

Typical exits we see for healthcare acquisitions include:

• Refinance to a longer-term business loan once financials stabilise post-handover
• Refinance once a property transaction completes
• Refinance after finalising entity changes, partner arrangements, or clean historical reporting

Our role is to keep the bridge short, controlled, and aligned with the reality of your transition.

You get an experienced, calm process

You are managing patient continuity, staff communication, and the operational handover. Funding should not add noise.

We keep the process grounded:

• We review the security and your timeline.
• We confirm the exit path and key risks.
• We structure a facility that matches the settlement requirement.
• We coordinate with your solicitor to get documents signed and funds ready.

We have assisted borrowers in time-sensitive scenarios before. That experience matters when deadlines are real and reputations are on the line.

When bridging finance is a good fit for your healthcare business purchase

Bridging finance can suit you if you have a clear reason for short-term funding and a defined next step.

It is commonly used when:

• The deal is strong but the bank timeline is not.
• You are buying ahead of a refinance or property sale.
• You need certainty to secure the acquisition now, then optimise the long-term structure later.

If your goal is speed with control, bridging can be the tool that gets you across the line.

FAQs

1. Can bridging finance be used for a medical practice acquisition deposit and settlement?

Yes. A secured bridging loan can be structured to cover settlement requirements, and in some cases also support deposit needs, depending on security and the overall structure.

2. How fast can Business Bridging Loans fund an acquisition?

Timing depends on security, documentation readiness, and solicitor coordination. In suitable cases, we can move Fast, including funding within 24 hours, and in rare cases same day settlement when all parties are ready.

3. What security is required for a secured bridging loan?

Our secured business loans are backed by residential or commercial property. The property, equity position, and exit strategy drive what is possible.

4. What if the acquisition is urgent and the bank is still assessing my application?

That is a common use case. We are a non-bank lender, so we can assess on different timelines. If you have an urgent settlement, we focus on security, exit, and execution so the deal can proceed.

5. How much can I borrow and what rate should I expect?

Loan amounts can range widely and, in appropriate scenarios, you may be able to borrow up to $10million. Pricing can start from an interest rate starting at 9.2% p.a, depending on the risk profile, security, and term.