Bridging finance can be the difference between securing an equity deal and watching it slip away. If you are buying shares in a company, you already know the pressure points. The share purchase agreement can have tight timelines. Sellers want certainty. Your advisers want clean execution. And your capital might be tied up in property, distributions, or another transaction that has not settled yet. Contact us today.

At Business Bridging Loans, we have advised and assisted borrowers using bridging finance for a share purchase agreement, including finance share purchase agreements and broader equity acquisition deals. We have also facilitated over 500 strategic commercial loans. When timing matters, we help you move fast with a secured bridging loan for a share purchase agreement. Assess your scenario today.

Why bridging finance fits a share purchase agreement

A share purchase is rarely “simple” in practice. Even when the numbers work, the timing can hurt you. Bridging finance is designed for that gap. It is short term funding, secured by property, used to get you to settlement while longer term capital catches up.

Here is where it helps most.

• You can meet an urgent settlement date without selling other assets in a rush.
• You can negotiate harder because you bring certainty of funds to the table.
• You can complete the acquisition while refinancing, asset sales, or distributions are still in motion.
• You can handle a staged buy-in, management buyout, or shareholder exit with less disruption.
• You can simplify execution when banks move slowly or require long credit processes.

In plain terms, bridging finance gives you control over timing. That matters in equity deals because timing is leverage.

Where buyers get stuck in finance share purchase agreements

A finance share purchase agreement often includes conditions around payment timing, completion accounts, retention amounts, or a deposit that becomes non-refundable after a date. Even strong buyers can get caught between commitments.

Common scenarios we see include:

• You need to pay a deposit now, but your refinance settles later.
• The seller requires completion in days, not weeks.
• You are acquiring a stake and want to preserve cash for working capital post-settlement.
• Your bank approval is coming, but not fast enough for the deal timetable.
• You have an emergency change, like another shareholder triggering a buy-sell clause.

This is where borrowers start searching for a private lender urgent solution. Not because the deal is weak. Because the clock is loud.

How Business Bridging Loans helps you execute the deal

You do not need a lecture. You need a clear path from today to settlement. Our job is to structure a secured solution that aligns with your share purchase agreement and your exit plan.

Business Bridging Loans is a Private Lender in Australia. We are also a non-bank lender. We operate Australia wide, including Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, and Canberra. We focus on secured business loans backed by property, because that is what allows speed and certainty.

We move quickly, without losing discipline

When you are facing urgent settlement, speed is not a luxury. It is risk management. We can often arrange funding within 24 hours for suitable scenarios, including Fast outcomes and, where feasible, same day settlement. The point is not to promise the impossible. The point is to remove avoidable delay and give you a realistic timeline early.

We structure around your share purchase agreement

A share purchase agreement can be unforgiving. We review the key dates, the payment mechanics, and the settlement conditions that matter to your solicitor and accountant. Then we structure the bridging loan so it matches the real obligations, not a generic template.

That can include funding for:

• Deposits and completion payments
• Shareholder buyouts and equity transfers
• Acquisition of a controlling interest or strategic minority stake
• Short term liquidity needs tied to completion timing

We lend against property, so you can preserve cash

Many equity buyers have strong balance sheets but do not want to liquidate investments or disrupt their operating structure. With property-backed lending, you can keep your capital working while still completing the acquisition on time.

Clear numbers, upfront

Cost matters. So does transparency. We discuss pricing based on risk, security, and timeline. In many scenarios, our interest rate starting at 9.2% p.a is achievable, but it is not automatic and it depends on your circumstances. We also confirm the loan term, fees, and exit assumptions early, so you can make a clean decision.

Meaningful capacity for real transactions

Equity acquisitions can be large. We can often help you borrow up to $10million, subject to security and servicing considerations. That level of capacity is important when you are buying a substantial stake, completing a family succession, or consolidating shareholdings.

Calm coordination with your advisers

You are likely working with a solicitor on the share purchase agreement and an accountant on structure and tax. We coordinate directly where appropriate and keep the process tight. Less back-and-forth. Fewer surprises. Faster settlement.

What a typical bridging solution can look like

You might be acquiring shares with a fixed completion date in 7 to 14 days. Your refinance is approved but not scheduled to settle for three weeks. We can provide a short term secured bridging loan against your property, so you complete the share transfer on time. When the refinance settles, you repay the bridging loan.

If the timeline is tighter, we treat it like an emergency response. That is where a private lender urgent approach can matter. It is not about taking unnecessary risk. It is about acting decisively when the documents and security stack up.

FAQs

1. Can you fund a share purchase agreement deposit?

Yes, in many cases we can fund a deposit as part of a secured bridging facility, provided the overall structure and exit strategy are clear and supported by property security.

2. How fast can Business Bridging Loans settle?

For suitable deals, we can move Fast, with funding within 24 hours. In some cases, same day settlement is possible. Timing depends on valuation needs, documents, and how quickly legal steps can be completed.

3. Do you fund equity acquisition deals across Australia?

Yes. We operate Australia wide, including Sydney, Adelaide, Melbourne, Brisbane, Perth, Gold Coast, and Canberra. We regularly support borrowers who need national reach and quick execution.

4. What security do you take for a bridging loan for a share purchase?

We provide secured business loans backed by residential or commercial property. The property security is what enables speed and higher certainty of funding.

5. What happens if my exit plan is delayed?

We look at this upfront and structure the term with realistic buffers where possible. If delays occur, options may include an extension or refinance pathway, subject to updated assessment and conditions.